Bajaj Finserv, through its lending arm, Bajaj Finance Ltd. is offering personal loans at a special interest rate of 12.99% for a loan value of Rs. 10 lakhs and above. The applicants can avail loan amount of Rs. 5 lakhs and above at an interest rate of 13.49% and a loan amount of Rs. 10 lakhs and above at an interest rate of 12.99%. This special offer on a personal loan is valid till 23rd April 2018.
Applying for a personal loan with Bajaj Finserv is a seamless and convenient process wherein the applicant can log to company’s website to apply for a loan. The customers can check their eligibility online and calculate their EMI through the calculator with the flexibility of choosing their tenor. Whether you are planning a vacation or your dream wedding, paying for higher studies, undertaking a home renovation project or facing a medical emergency, you can get funds within 24 hours with a Bajaj Finserv Personal Loan.
Flexi personal loan
Bajaj Finserv also offers a unique proposition of flexi personal loan, wherein a customer, as per the eligibility, is offered a loan amount which can be utilized as and when required. This an option where the customer pays only the interest as EMI on the amount utilized. The consumer is free to withdraw any amount or part pre-pay in the assigned tenor, without incurring additional charges.
Benefits of Bajaj Finserv Personal Loans:
Minimal documentation: Basic documents like ID proof, address proof, income proof, bank statements, etc. needs to be submitted along with an online application.
Instant approvals: Once the documents are submitted, and the applicant meets all the criteria, the loan is approved within 5 minutes.
Rapid disbursals: While the loan is approved immediately, the loan money is transferred in applicant’s bank account in a maximum of 24 hours.
Loan ticket size: A maximum of Rs. 25 lakhs can be availed as a personal loan through Bajaj Finserv. Also, the customer can choose a tenor ranging from 24 months to 60 months for the repayment of the loan.
No collaterals: Personal Loan is qualified as an unsecured loan and doesn’t require any collaterals.